How do I get a “summary” of what I should correct first on my credit report ?
In Credit of CreditGuy (January 25, 2024 7:51 pm)
another credit report question, I have been to so many credit report repair sites, and on one, somewhere ????????? they gave me a summary of what was most critical to dispute, as I know they are wrong. Do you have any idea where I can get that, as I have a long list, and only need to dispute the most important. I know they have a couple of revolving accounts that say I’m seriously past due and because of that summary I saw somewhere once, I know I need to take care of these first along with ????????????? If you know, I would really appreciate your help once again. you can email me too if you want
I NEED A LIST OF WHAT IS MOST CRITICAL TO DISPUTE. ONE SITE GAVE ME THAT BUT CAN’T FIND IT AGAIN.
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Each year you are entitled to a FREE credit report from all 3 agencies. Look up credit reports on the web and write down their address or call listen to the prompts and ask for your FREE credit report.
Once you get your copies, read them carefully, what you KNOW is not correct, write letters telling them, they have 30 days to erase/correct the information. STAY ON TOP OF THEM.
Equifax, Experian, and Transunion
Comment by Kim G — February 1, 2024 @ 11:30 am
Listed below is a link which tells you part of the scoring system. You can see what items you have listed are affecting your score the worst.
Comment by Mariposa — February 3, 2024 @ 4:21 pm
UM…………DONT SPEND SO MUCH AND PAY IT OFF ON TIME
????????????
I DUNNO……………..
Comment by rita — February 6, 2024 @ 8:37 pm
If you go to the annual credit report website, you can look at your credit report for free one time each year. All three credit reporting agencies are linked on it.
From each report, there is a link to dispute items. You click on the item you think is wrong and tell them why.
Comment by Faye H — February 9, 2024 @ 8:54 am