Comments on: How long can a bank keep a delinquency on a credit report? http://www.creditrepairprogram.net/personal-finance/311-how-long-can-a-bank-keep-a-delinquency-on-a-credit-report Take Back Your Financial Life Wed, 23 May 2012 13:18:24 +0000 http://wordpress.org/?v=2.5.1 By: Jim Q http://www.creditrepairprogram.net/personal-finance/311-how-long-can-a-bank-keep-a-delinquency-on-a-credit-report#comment-581 Jim Q Sun, 25 Jan 2009 15:18:15 +0000 http://www.creditrepairprogram.net/personal-finance/311-how-long-can-a-bank-keep-a-delinquency-on-a-credit-report#comment-581 if that is the only problem you ever had it has no effect on your credit score, most creditors would just ask you for a letter explaining what happened if they even noticed it. generally creditors look at the last 3 years of payment history and then look at public records (bankruptcies ) for the last 10 years. I've had good info about it here: Hope that helps. if that is the only problem you ever had it has no effect on your credit score, most creditors would just ask you for a letter explaining what happened if they even noticed it. generally creditors look at the last 3 years of payment history and then look at public records (bankruptcies ) for the last 10 years.

I’ve had good info about it here:

Hope that helps.

]]> By: sasil85 http://www.creditrepairprogram.net/personal-finance/311-how-long-can-a-bank-keep-a-delinquency-on-a-credit-report#comment-580 sasil85 Sun, 25 Jan 2009 15:14:18 +0000 http://www.creditrepairprogram.net/personal-finance/311-how-long-can-a-bank-keep-a-delinquency-on-a-credit-report#comment-580 If you have paid your debt then I think it was either 5 or 10 years. If you didn't pay your debt then forever till it is done. If you have paid your debt then I think it was either 5 or 10 years. If you didn’t pay your debt then forever till it is done.

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