Comments on: How long does it take to REPAIR your credit report? I have one negative on my credit? http://www.creditrepairprogram.net/credit/353-how-long-does-it-take-to-repair-your-credit-report-i-have-one-negative-on-my-credit Take Back Your Financial Life Thu, 17 May 2012 22:12:28 +0000 http://wordpress.org/?v=2.5.1 By: eq_alias http://www.creditrepairprogram.net/credit/353-how-long-does-it-take-to-repair-your-credit-report-i-have-one-negative-on-my-credit#comment-651 eq_alias Fri, 06 Feb 2009 20:03:32 +0000 http://www.creditrepairprogram.net/credit/353-how-long-does-it-take-to-repair-your-credit-report-i-have-one-negative-on-my-credit#comment-651 if you go to creditinfocenter.com and read over there articles, they say you can start to see real results in 3 to 6 months if you follow there plans of action. I've only been at it a few weeks and am documenting it as I go if you go to creditinfocenter.com and read over there articles, they say you can start to see real results in 3 to 6 months if you follow there plans of action.
I’ve only been at it a few weeks and am documenting it as I go

]]> By: pynk_deville http://www.creditrepairprogram.net/credit/353-how-long-does-it-take-to-repair-your-credit-report-i-have-one-negative-on-my-credit#comment-650 pynk_deville Tue, 03 Feb 2009 10:54:34 +0000 http://www.creditrepairprogram.net/credit/353-how-long-does-it-take-to-repair-your-credit-report-i-have-one-negative-on-my-credit#comment-650 you say one negative but that doesnt tell us anything it could be a bk, lien, one late payment, a collection account, etc...they all carry different weight....if you want to restate your question you can get better answers... unsure about bk and liens bks depend on which chapter but most other negative info 7yrs. with late payments and collections the more they age the less impact. i think it takes a year or two for a late and possibly a collection to not affect the score so much. if you make on time payments with your current accounts then you should still be in good shape. you say one negative but that doesnt tell us anything it could be a bk, lien, one late payment, a collection account, etc…they all carry different weight….if you want to restate your question you can get better answers… unsure about bk and liens bks depend on which chapter but most other negative info 7yrs. with late payments and collections the more they age the less impact. i think it takes a year or two for a late and possibly a collection to not affect the score so much.
if you make on time payments with your current accounts then you should still be in good shape.

]]> By: bdancer222 http://www.creditrepairprogram.net/credit/353-how-long-does-it-take-to-repair-your-credit-report-i-have-one-negative-on-my-credit#comment-649 bdancer222 Sun, 01 Feb 2009 03:18:10 +0000 http://www.creditrepairprogram.net/credit/353-how-long-does-it-take-to-repair-your-credit-report-i-have-one-negative-on-my-credit#comment-649 Derogatory items age off your credit report 7-1/2 years from the date of first deficiency. NOTHING restarts that clock. The older the item, the less impact on your score. If you settle the negative item, be sure to get a written agreement and don't give the collector direct access to your bank account. You can often settle for less than the full balance. Ask fo a delete for payment. Some will, some won't. Derogatory items age off your credit report 7-1/2 years from the date of first deficiency. NOTHING restarts that clock. The older the item, the less impact on your score.

If you settle the negative item, be sure to get a written agreement and don’t give the collector direct access to your bank account. You can often settle for less than the full balance. Ask fo a delete for payment. Some will, some won’t.

]]> By: susanmo70 http://www.creditrepairprogram.net/credit/353-how-long-does-it-take-to-repair-your-credit-report-i-have-one-negative-on-my-credit#comment-648 susanmo70 Wed, 28 Jan 2009 15:45:32 +0000 http://www.creditrepairprogram.net/credit/353-how-long-does-it-take-to-repair-your-credit-report-i-have-one-negative-on-my-credit#comment-648 its years..the number of years depends on your state or province. Here in Canada, its typically 6 years its years..the number of years depends on your state or province. Here in Canada, its typically 6 years

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