What is the best way to repair credit if you can’t get any credit because of the bad history?

In financial services of CreditGuy (January 18, 2009 12:35 am)

tak3032 asked: I have really, really, really bad credit anything you can think of. I want to repair it but I noticed almost all of it will be cleared up from my credit report in 3yrs any ways. Should I continue and neglect the payments and wait the 3yrs or should I try to pay […]

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